Retirement involves more than choosing your last day of work.

Use the Retirement Readiness Checklist to review the decisions that may deserve attention before the paycheck stops, including retirement income, taxes, healthcare, Social Security, investments, beneficiaries, and estate planning.

A practical review of ten areas to consider as retirement gets closer.

Use the guide to identify what is already in place, where unanswered questions remain, and which conversations may be worth having before retirement begins.

Start with the question you are already asking. The Turnpoint Wealth FAQ library covers retirement income, taxes, 401(k) decisions, Social Security, Medicare, company stock, investment risk, estate planning, and working with a financial advisor.

The retirement transition years are the period immediately before and after retirement, when financial decisions often become more connected and harder to reverse.

These years can include a final 401(k) decision, the shift from saving to withdrawing, Roth conversions, Social Security choices, healthcare before Medicare, Medicare enrollment, company stock decisions, investment-risk changes, and the first years of retirement spending. Turnpoint Wealth focuses on this period because decisions made here can affect many years that follow.