Top 10 Things To Do To Prepare for Retirement Right Now

If You're 55-65, These Next Few Years Are the Most Important of Your Financial Life.

The decade before retirement -- what we call the Retirement Red Zone -- is when the biggest mistakes happen, and when the biggest opportunities exist. The right moves now can mean the difference between a retirement you enjoy and one you worry about.

This complimentary guide cuts through the noise and gives you 10 clear, actionable steps to take right now. Each one is grounded in the same comprehensive planning process we use with our clients every day.

• 01
  Calculate Your True Retirement NumberKnow exactly how much you'll need -- don't guess.
• 02
  Maximize Your Catch-Up ContributionsExtra IRS allowances for 50+ savers you shouldn't miss.
• 03
  Build a Tax-Efficient Withdrawal StrategyWhich accounts to draw from -- and in what order.
• 04
  Optimize Your Social Security TimingOne decision that could be worth 6 figures.
• 05
  Plan for Healthcare Before MedicareBridge the gap if you retire before age 65.
• 06
  Stress-Test Against Sequence of Returns RiskProtect your portfolio from early retirement downturns.
• 07
  Review Your Estate PlanEnsure your assets go exactly where you intend.
• 08
  Create a Roth Conversion StrategyA low-tax window most retirees miss entirely.
• 09
  Establish Your Income FloorCover your essentials with guaranteed income first.
• 10
  Partner with a Retirement SpecialistWhy comprehensive planning pays for itself many times over.